In short: For Russians it is a fallback option with a wide choice of cards. Non-residents should get the terms from the bank before travelling.
Terms for non-residents
- Non-residents
- Check with the bank
- Remote account opening
- Check with the bank
- Visa / Mastercard
- Yes
- Russian-language support
- No / not stated
- Founded
- 1990 (formerly Anelik Bank; ID Bank since 2018)
- Former name
- Anelik Bank; ID Bank since 2018
- Payment systems
- Visa, Mastercard and ArCa
- Example cards
- Idram Rocket Visa, Visa Wizz Air
- Website languages
- Armenian, Russian and English
Pros
- A wide range of Visa, Mastercard and ArCa cards
- Website in Armenian, Russian and English
- Cards include Idram Rocket Visa and Visa Wizz Air
Cons and limits
- The website has no separate section for non-residents
- Card tariffs have to be requested from the bank
- The bank does not state support for Mir or the SBP
## About the bank
ID Bank began in 1990 as Anelik Bank and has been called ID Bank since 2018. It marks its 35th anniversary in October 2026. The website is available in Armenian, Russian and English, which is convenient for Russians who read the terms themselves.
## Account for non-residents
No separate section for non-residents was found on the website, so the terms for a foreigner to open an account must be requested directly. A sensible course of action is:
- Write to the bank and ask whether it accepts Russian citizens and which documents are required.
- Find out whether identification is possible without a visit.
- Compare the answer with the terms of other banks.
A confirmed remote procedure is available at Ameriabank.
## Cards and payments
ID Bank's range includes Visa, Mastercard and ArCa cards, among them Idram Rocket Visa and Visa Wizz Air. Check the tariffs and terms on the official website, since loyalty programmes change.
The bank does not state that it supports Mir, and only VTB (Armenia) is confirmed to accept such cards. The bank does not report a connection to Russia's SBP.
## Tariffs and limits
Before applying, get the tariff document and check that it states the terms for non-residents.
## Questions to ask the bank
Before going to a branch, prepare a list:
- Which cards (Idram Rocket Visa, Visa Wizz Air, standard Visa and Mastercard) are available to a non-resident.
- How much each card costs to issue and maintain per year, and whether there is a difference between a resident and a foreigner.
- In which currencies the card account is opened and whether rubles can be held.
- Whether identification is possible without a visit and how long card issue takes.
Keep the answers: if the bank sends the terms by email, this will help in a dispute over a fee.
## What to compare with other banks
For a non-resident, transparency of the procedure matters most. Ameriabank describes it on its website, and Araratbank publishes tariffs for foreigners. If ID Bank does not give written answers, that is a reason to consider the alternatives in the ranking.
## Who it suits
- Residents of Armenia who want a choice of Visa, Mastercard and ArCa cards.
- Those comparing offers from several mid-tier banks.
- Non-residents ready to get the terms in writing in advance.
If you need Mir, UnionPay or confirmed remote opening, start with the ranking of banks.
Frequently asked questions
Is this the same bank as Anelik Bank?
Yes. The bank operated as Anelik Bank and has been called ID Bank since 2018. It marks its 35th anniversary in October 2026.
Which cards does the bank offer?
Visa, Mastercard and ArCa cards, including Idram Rocket Visa and Visa Wizz Air. See the bank's website for tariffs or ask a manager.
Is there a Russian version of the website?
Yes, the website is available in Armenian, Russian and English.
Does the bank open accounts for non-residents?
There is no separate section for non-residents. Contact the bank to learn the list of documents and whether remote opening is possible.
Does Mir work with this bank?
Only VTB (Armenia) is confirmed to accept Mir.